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HMDA – Get It Right! The New Rules. The CFPB states that this will reduce the overall number of banks required to report HMDA data by 25 percent. 2). The new rule proposal aligns HMDA data requirements with the Mortgage Industry Standard Maintenance Organization (MISMO) data standards.
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Get started filing your HMDA data for 2018. Beginning with HMDA data collected in or after 2017, financial institutions will use the HMDA Platform to upload their loan/application registers (LARs), review edits, certify the accuracy and completeness of the data, and submit data for the filing year.