· Assumption fee: If you’re assuming a conventional loan from the seller, you’ll pay an assumption fee set by the lender, typically $800 to $1,000, or in some cases 1% of the loan amount. For FHA loans, the maximum allowed is $500, and for VA loans, the max is $300.

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OLGA JORDAN, Home Mortgage Consultant, ARCADIA, CA About. When it comes to purchasing a new home or refinancing a mortgage, everyone’s financing needs are different.

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